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Pagos Agénticos del Emisor-Soberano

arXiv:2609.27452v1 Anuncio Tipo: nuevo Resumen: Los agentes de IA están comenzando a realizar pagos reales. Los enfoques actuales permiten que un agente pague confiando en un proveedor de credenciales que, en los enfoques implementados hoy, normalmente se encuentra

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arXiv:2609.27452v1 Announce Type: new Abstract: AI agents are beginning to make real payments. Current approaches let an agent pay by relying on a credential provider that, in the approaches deployed today, typically sits outside the cardholder's bank. The spending rules are then enforced by the card network or that provider, and not by the bank itself. This leaves the issuing bank, which carries the financial risk, with little direct control at the moment a payment happens. This paper describes Issuer-Sovereign Agentic Payments, a method that keeps that control with the issuer. The cardholder approves a spending rule once, and the bank's own authentication component records it. Later, when the agent